Strength. Protection. Security. Service.
Four things have kept American Home Life around since 1909, and they’re still the four reasons people choose us today. Here’s what each one means in practice.
A century of steady ground.
American Home Life has fulfilled its commitments through multiple World Wars, epidemics, and recessions, a span of more than a hundred years in which a great many financial promises were broken. Ours weren’t.
The reason isn’t luck. It’s a deliberately conservative investment philosophy, a mutual structure that doesn’t ask us to satisfy outside investors, and a long view we’ve held since 1909. AHL’s portfolio is managed for solvency above all else, Its only job is to keep our promises in every kind of market.
Six plan families. One philosophy.
Whole life, term life, final expense, preneed, a flexible-premium annuity, and hospital indemnity. Six distinct products that share one approach, coverage that’s simple to understand, predictable to live with, and free of surprises printed in the fine print.
Some are permanent, some are temporary. Some build cash value, some are sized for a single purpose. The right one depends on what you’re protecting, and how long you need it protected.
Promises kept, on time, and in full.
AHL is owned by the people it insures. There are no shareholders, no quarterly earnings pressure, no outside investors weighing on the decisions we make about your policy. The only constituency we have is our policyholders.
That’s the structural reason your policy gets paid out the way the contract says it will, not because we promise it, but because the company is built so that there’s no incentive to do otherwise. Decisions are weighed against decades, not earnings calls.
Midwestern values, on the surface and in the fine print.
Honesty, integrity, courtesy, the qualities our policyholders expect and deserve when they trust us with their life insurance. We strive to demonstrate them every day, and at every level of the business: from the cordial conversation when you call in, to the ease of buying our simple, transparent products.
The values aren’t a marketing line. They’re how we expect to be answered when we call our own banks, doctors, and insurers, and how a 100+ year-old Kansas company has always operated.
- Honesty
- Integrity
- Courtesy
- Stewardship
See what coverage costs from a company built to outlast it.
Tell us a little about you and we’ll show you what the right plan would look like, no account, no obligation, no fine print to chase down later.